HDFC Life is one of India's leading private life insurance companies, headquartered in Mumbai and backed primarily by HDFC Bank. They offer a wide range of products including term insurance, ULIPs, savings plans, and retirement plans. Customers can purchase and customize policies using digital add-ons or by contacting their local representatives.FY 2025-2026 Ratio: 99.72% [Term Insurance Claim Settlement Ratio of 99.72% - HDFC Life]HDFC Life has declared a record bonus of ₹4,596 crore for participating policyholders for the financial year. This is the highest bonus in the company's history, benefiting approximately 22.2 lakh policyholders. Of this total, ₹3,761 crore is earmarked for payout in the current financial year via maturity and survival benefits
| TYPE OF INSURANCE | PRODUCT HIGHLIGHTS |
| TERM INSURANCE | FULLY COVERAGE BASED ONLY |
| SAVINGS INSURANCE | GURANTEEED AND BONUS BASED WITH COVERAGE PLANS |
| UNIT LINKED | HIGH RISK MARKET INVESTED PLAN WITH COVERAGE |